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Filing A First-Party Claim With Your Insurer

You pay for reliable coverage under your insurance policy. However, insurance is complex. When your insurer does not hold up their end of the bargain, legal action may be the right next step.

At Hensley Cloninger, P.C., our dedicated attorneys hold insurance companies to their promises within our clients’ policies. Gain clear information and assistance in filing a first-party insurance claim. We are also prepared to negotiate or litigate claims across North Carolina to get you the compensation you deserve.

Guidance For Initial Filing

Types of insurance policies for which we frequently advise clients include:

  • Fire insurance and homeowners or renters insurance
  • Health insurance and disability insurance
  • Auto insurance, including underinsured or uninsured motorist coverage
  • Life insurance

The language of your policy will determine whether you have a valid claim for coverage. We will meticulously parse through your policy to identify the obligations of your insurer. Our attorneys can also help you gather medical evidence of serious injuries or property damage, meet filing deadlines and communicate on your behalf.

Work With Someone Who Prioritizes Your Interests

Insurance companies seek to protect their own profit interests. If your insurer believes there is any gray area in coverage or a reason to deny your claim, they are more likely to avoid payment. Furthermore, insurance companies often employ teams of lawyers to protect them against liability.

Because insurers do not first and foremost serve policyholders’ interests, it is important to collaborate with an attorney who will. Our lawyers understand how significant a claim may be for your medical care, financial standing or other aspects of your life. You can trust us to do what is necessary to achieve the best possible outcome.

Experienced In Insurance Litigation

As trial attorneys with decades of experience in court, we skillfully represent policyholders in litigation. Our attorneys have also previously represented insurance companies in coverage disputes, which gives us insight into how your insurer likely operates. We build effective arguments to counter insurers’ strategies.

We Are On Your Side

Whether you seek a claim for a serious injury, major property damage or the death of a loved one, turn to Hensley Cloninger, P.C. We will be your partners throughout this process. Call 828-585-6558 or email our office in Asheville for a consultation.